This study primary interest is to exploring personal problems of returnee ‘Kayayei’ in Zebilla, Ghana, through the lens of Rational Emotive Behavioural Therapy. The constructivist research paradigm was applied for the investigation. The study used a phenomenological design and a qualitative research approach to gather data. The study's target population consisted of young female returnee "Kayayei" from Zebilla. For the purpose of the study, 11 participants were chosen using snowball and purposeful sampling procedures. The instrument that was used to collect data for the study was the interview guide created by the researchers themselves. The qualitative data was analysed thematically from the themes identified. The survey found that unintended pregnancies, health problems, and unemployment were the most personal concerns faced by returnee Kayayei. The study concluded that the returnee "Kayayei" adopted coping mechanisms like getting married, taking up small-scale jobs, and taking up apprenticeships in an effort to overcome all of these personal obstacles. The government, through the MoH and GHS, should arrange public health education for these young returnee "Kayayei" on reproductive health needs, HI/AIDS, sexually transmitted infections (STIs), and unsafe abortions. In order to enhance their living conditions in Zebilla, returnee Kayayei should also participate in government and non-governmental intervention projects including SADA, dressmaking, hair dressing, and shea butter production.