The study examines the relationship between motivation and performance in rural banks in Zamboanga del Norte, Philippines, using Herzberg’s two-factor theory. Through a quantitative approach with 135 respondents, it analyzed intrinsic and extrinsic motivators using statistical methods. Results show a strong correlation between intrinsic factors like personal development and recognition and performance, while extrinsic factors like salary and peer relationships also played a role. The study highlights the need for policy enhancements in compensation, career development, and work environment to improve employee engagement and productivity.